DIFC Free Zone Company Setup
Looking for the safest place to build a global financial business? DIFC gives you 100% foreign ownership, an independent common-law court system, and zero taxes for 50 years. Its world-trusted regulations make it ideal for banks, asset managers, fintech startups, legal firms, and virtual asset companies.
About the Dubai International Financial Centre
The Dubai International Financial Centre (DIFC), established in 2004, is a leading financial hub in the Middle East, connecting markets across MENA, Africa, and Asia. It provides world-class infrastructure, easy access to global markets, and a strategic location that supports international trade, investment, and regional expansion. DIFC contributes significantly to Dubai's economy and hosts a thriving community of banks, law firms, asset managers, and fintech companies.
DIFC operates under its own legal and regulatory framework, including independent courts based on English common law. This structure ensures a transparent, predictable environment for businesses, with 100% foreign ownership, zero income and corporate taxes, and no restrictions on capital or profit repatriation. Supervised by the Dubai Financial Services Authority (DFSA), DIFC maintains internationally recognized standards that attract global institutions and fast-growing digital businesses.
Beyond financial and regulatory advantages, DIFC combines business with lifestyle, offering modern offices, retail and dining options, cultural events, and residential facilities. This makes it an ideal hub for companies seeking a professional yet dynamic ecosystem, allowing businesses to grow confidently in the region while accessing a skilled international workforce.
Why Choose DIFC?
DIFC gives you advanced financial systems and flexible rules built for fintech, digital assets, and global financial services. Here are the benefits that attract fintech giants and strategic investors from around the globe:
- Independent DIFC legal system
- Fintech testing through DFSA sandbox
- English law for global contracts
- Direct access to MENA markets
- DIFC Courts trusted by investors
- 1,000+ fintech firms in one hub
- Labs for blockchain and digital tech
Key Activities in DIFC
Banking & Financial Services
Asset Management & Funds
Insurance & Reinsurance
Legal & Professional Services
Fintech & Virtual Assets
Investment & Trading
DIFC Annual License Renewal – 5 Steps
Prepare Renewal Documentation
Compile audited financial statements, corporate tax filing confirmation, updated shareholder/director information, and compliance certifications.
Submit Renewal Application
Lodge the renewal application with the DIFC Authority 30 days before license expiration. Submit documents online or through your appointed agent.
Regulatory Approval (If Regulated)
For DFSA-regulated firms, submit audited accounts and compliance reports. DFSA reviews for ongoing regulatory compliance and approves renewal.
Pay Annual License Fees
Settle annual commercial license fees (USD 12K/year), office lease fees, and any additional regulatory charges as applicable.
Receive Renewed License
DIFC issues the renewed commercial license. Update bank records and government agencies with the new license certification date.
DIFC Legal Entity Types
Private Company
A share-limited company with at least 1 shareholder and 2 directors. No minimum capital for non-financial firms. 100% foreign ownership allowed.
Partnership (LLP)
A limited liability partnership for professional services. Offers flexible management, shared profits, and liability protection. Ideal for law or consulting.
Branch Office
An extension of a UAE or foreign parent company. Operates under the parent license and can perform the same business activities.
Prescribed Company
A special purpose vehicle for holding assets. Cannot hire staff. Low annual fees of USD 1K. Ideal for SPVs and regional asset management.
DIFC Crypto/Virtual Asset Licenses
The DFSA regulates virtual assets under its Crypto Token Regime, introduced in 2022. After 2025 reforms, firms self-assess token suitability by transparency, liquidity, and technology criteria. Only DFSA-approved stablecoins and self-assessed tokens are allowed. All licenses require AML/KYC and layered security.
Virtual Asset Exchange License
−Operate a platform for buying and selling cryptocurrencies and digital assets. Requires DFSA approval, robust trading infrastructure, and compliance with anti-money laundering standards. Timeline: 4-6 months.
Virtual Asset Wallet Provider License
+Virtual Asset Custody Service License
+Virtual Asset Brokerage License
+Virtual Asset Management License
+Key Office Space Options in DIFC
DIFC offers premium, flexible office options—from shared coworking desks to fully serviced, ready-to-go offices.
Flexi / Coworking Desk
Shared workspace in DIFC's coworking hubs. Good for startups and innovators. Comes with a DIFC address and flexible access.
Serviced / Private Office
A private, fully furnished office with utilities, admin support, meeting rooms, and 24/7 access in DIFC business centre.
Cost of Starting a Business in DIFC
Starting a company in the Dubai International Financial Centre (DIFC) is simple and transparent, with packages starting from AED 25,000. Here are the main expenses during the setup process:
- DMCC company registration
- Assistance with company name approval
- Preparation of registration documents
- Assistance for opening bank account
- Comprehensive business support
- Dedicated account manager throughout the process
Contact Riz & Mona for a personalized cost estimate for your DIFC business setup.
How Can We Help You?
Ready to start your Dubai business? Our experts are here to guide you through every step of your entrepreneurial journey.
